Today's financial services industry is inefficient. Unnecessary barriers between customer, insurer, reinsurer, savings institution and asset manager often pull our common interests in different directions. Those barriers create friction and cost, eroding the trust that insurance is supposed to provide. It shouldn't be that way.
MORE THAN A CONVERGENCE STORY
Convergence ties together the insurer, which accepts and manages risk, with the reinsurer, which hedges and manages capital, and the asset manager, which manages and matches the cash required to meet policyholder claims and drive return.
EXIN runs a capital-efficient model. We set investment on our own terms, with our own expectations and time horizons. Lower costs and better, more consistent returns mean better insurance products – and better returns for our investors.
INTELLIGENT DATA, BETTER
Big data is everywhere, but it is only useful when it can be put to work. In insurance, data is entirely centred on underwriting; it is often static and backward-looking. EXIN Group is being built around intelligent data, not just big data for the sake of it. Our expertise makes data come to life, turning incomplete information into a powerful predictive tool. Intelligent data shapes our insurance products and policies, enhances our service levels and keeps a lid on costs and charges.